Thursday, November 3, 2016

Rahasia Untuk Memenangkan Setiap Taruhan Bola

Rahasia Untuk Win Setiap Judi Bola

Judi bisa menjadi menyenangkan. Tetapi tidak ketika Anda selalu di ujung kalah. Jika Anda tidak mampu untuk kehilangan uang Anda, apalagi perjudian. Tapi Anda bisa membuat uang serius dalam taruhan. Nah, Anda bahkan dapat menjadi kaya.

Bertentangan dengan kepercayaan yang biasa Anda berjudi hanya pada kesempatan murni dan keberuntungan, menambahkan dalam matematika sedikit dan beberapa strategi permainan terbukti tidak akan merugikan. Bahkan, dapat menjamin Anda membayar baik keluar.

Berikut adalah beberapa rahasia untuk memenangkan setiap jenis perjudian.

* Tahu jenis yang tepat dari taruhan bola untuk Anda.
Ada ratusan permainan judi yang dapat Anda coba untuk diri sendiri. Kasino, taruhan olahraga, atau bahkan arbitrase taruhan. Jika Anda memilih salah satu, menguasainya.

* Pelajari tentang permainan.
Membaca materi terkait permainan seperti aturan dasar dan tips. Sebagai klise lama pergi, pengetahuan adalah kekuatan. Anda dapat memiliki tepi dengan berinvestasi pada buku bagus atau men-download tips dan rahasia di web.

* Mengatur taruhan minimum di setiap judi bola .
Setelah menang, bertaruh hanya setengah dari pot Anda menempatkan di babak sebelumnya. Ketika Anda kalah, kembali ke setidaknya taruhan Anda. Hal ini sering dianggap sebagai taruhan progresif. Menggunakannya daripada taruhan lurus.

* Selalu periksa kemungkinan.
Pilih permainan taruhan yang memiliki 3 persen atau keuntungan kasino kurang. Antara lain, game populer adalah poker, hitam jack dan craps.

* Perhatikan tren
Jadilah memperhatikan Anda menang dan kalah tren. Dapatkan probabilitas dan rasio kemenangan dan kalah. Jika Anda berpikir bahwa Anda berada di ambang kehilangan, maka jangan bertaruh.

* Menempel strategi.
Memilih strategi yang terbaik bagi Anda. Tidak ada hal seperti strategi terbesar tetapi ada yang terbukti. Menyusun semua strategi game dikenal dan pilih salah satu yang efektif dan bekerja untuk Anda.

* Jangan terlalu serakah
Menjadi serakah mungkin memberikan beberapa dolar lebih tapi menjadi terlalu serakah mungkin menyebabkan Anda kehilangan mereka semua.

*Jadilah optimis dalam bermain judi online
Mengumpulkan beberapa keyakinan yang akan Anda memenangkan uang itu. Sikap ini akan membuat Anda bertaruh sampai Anda mendapatkan beberapa membayar baik. Tapi tidak pernah berharap untuk menang sepanjang waktu, yang hampir tidak terjadi. Anda kehilangan beberapa, Anda menang beberapa.

Perlu diingat bahwa pemenang tidak berarti Anda harus menang taruhan setiap kali. Yang penting sebagian besar penghasilan total laba bersih Anda.

Monday, October 24, 2016

The Best Gambling Spots Online



Gambling has always been akin to mentioning Las Vegas in one breath. Nowhere has gambling been as lucrative and as consuming as it is in Las Vegas. Thus, no one has called Las Vegas the gambling capital without due cause.

However, the introduction of the internet has proven that traditional gaming venues are becoming passe.

Thus, here is a rundown of the best gambling spots that you could find online. A word of precaution to the buyer. . .be careful.

Feature Check di judi domino terpercaya

There are some features you need to check and verify before going into a website and loading your credit card information.

The website must be licensed. It also must have passed testing by government regulatory agencies. Thus, it must show and prove that it is regulated.

It must have policies against under age gambling, a code of conduct for players and for responsible gaming.

It must also assure the privacy, security and safety of the individual's use. Information needs to be encrypted to keep all client information confidential.

The games matter, thus, featured games must always be up-to-date, interactive and challenging.

Sites to Choose From

If you are into internet gambling, some of the best spots you can go to include:

* Sportsbetting.com is into the wagering system focused in online sports gaming. It has been in operation for 15 years now and one of the largest online sports judi domino gaming websites in the world.

* Sands of the Caribbean Online Casino offers a variety of casino games such as video poker, slots, black jack, roulette, and craps. It has been in operation, licensed and established since August 1997.  It has won several awards since its operation began, such as the "Best Reputation" award for three consecutive years from the Gambling Online Magazine in 2001 to 2003. It has also been awarded the "Best Payout/ E-Cash Program" from the readers of the Casino Player Magazine.

* Winward Casino is another online casino leader since its operations began in 1998. What Winward Casino has that others don't is its wireless capability that individuals can play via their personal digital assistant (PDA) or cellular phones.

Payouts from these online casino gaming sites are within the range of 95 percent to 99 percent each month. The customer service is also open 24/7 to provide quality service consistently to every player.

These are just one of the few online gambling spots that anyone can check out. But remember, always be alert and look for the safety features of any site before divulging your personal information. Happy betting!

Friday, October 21, 2016

Permainan Domino Online




agen domino tidak terlintas dalam benak anda sebuah powerball judi sistem perangkat lunak dapat memaksimalkan rintangan anda memenangkan judi itu? Tentu saja, anda tidak sendirian pada hal ini. Untuk satu yang telah dabbled ke dalam kehidupan lotto bertaruh serta memiliki komputer notebook telah definitelyentertained gagasan seperti di atas. Untuk beberapa, namun, kita tidak mungkin menjadi salah satu yang mungkin senilai memikirkan tentang, namun mereka banyak orang lain di luar sana yang sungguh-sungguh tertarik dengan materi. Jika Anda adalah seperti orang-orang yang ikut serta dalam kelompok yang kedua, Anda mungkin menemukan artikel informatif menguntungkan ini judi togel.


Yang terdaftar di sini adalah dasar-dasar pemikiran serta performa perangkat lunak perjudian dengan tujuan untuk memandu anda berhasil pada gambar.
Namun sebelum apa-apa yang lain, anda juara I perlu tahu bahwa tidak semua nomor judi untuk keluar dalam hasil-hasil tersebut diambil secara acak. Kebenaran adalah, mereka menyentuh sama-sama seperti berganda dua atau tiga kali lebih dari orang lain. Ini dapat diterapkan untuk setiap satu dari permainan judi. Sementara orang lain mungkin hanya skeptis, perasaan bahwa tidak ada satu dan sedikit atau tidak ada yang bisa mengetahui apa combos akan mulai menunjukkan naik selanjutnya, masih ada pemain canggih yang berpikir bahwa ia dapat menampilkan dirinya. Tetapi, ada satu hal tipikal yang masing-masing bagian atas para penjudi takik melakukan menganggapnya saat menikmati permainan judi yang disukai mereka – mereka memainkan bertentangan.
Saat Anda menambahkan perangkat lunak lotto dalam upaya taruhan anda, peluang Anda untuk berhasil di lotto meningkat tajam, selain dari anda bergantung pada keberuntungan semata-mata yang menguntungkan. Tentu saja, dengan memanfaatkan perangkat lunak komputer ini, upaya permainan anda
biasanya lebih lancar dan lebih mudah.
database perangkat lunak bandar domino yang bersistem operasi ini, yang dapat memiliki antarmuka yang mudah digunakan, dapat dengan mudah dapat dibuat untuk sebagian besar lotere di seluruh dunia. Sebagian besar dari program judi datang dengan penuh dan mengurangi sistem nyambar, yang memiliki filter. Filter yang bekerja dengan mengambil dari nomor dingin yang memiliki pola nomor yang berisi paling tidak mungkin peluang untuk mendapatkan dipilih. Ia adalah selain itu terdiri dari sebuah database yang menjaga profil yang tersedia di masa lalu memenangkan pola nomor.
Ada beberapa variasi platform lotto penting: prediksi lotto perangkat lunak aplikasi dan juga lotto analisis nomor perangkat lunak komputer. Perangkat lunak komputer prediksi lotto yang memungkinkan orang untuk membuat pilihan dari nomor tertentu yang mungkin akan mendapatkan menjemput dalam gambar berikutnya. Sumber daya ia kedatangan hasilnya di nomor sebelumnya; ia thru setiap bilangan-bilangan,kelompok-kelompok mereka dan setelah yang membuat kisaran yang berbeda dari pola-pola. Nomor lotto-perangkat lunak analisis, sebaliknya, menawarkan pendekatan yang mudah dalam mengevaluasi dan tunggal juga diklasifikasikan bilangan, selain bilangan dalam garis-garis. Ini benar-benar dilaksanakan untuk pergi melalui frekuensi dan nomor kejadian. Selain itu, ia exploit beberapa jenis pendekatan studi mungkin seperti geometri, penelitian grafis visual, dan analisis matematik.
Oleh itu, seperti yang dapat anda lihat, lotto aplikasi perangkat lunak itu jelas tidak dipimpin untuk rip orang mati, tetapi untuk membantu mereka memenangkan judi sebagai alternatif. Sebagai lotto peserta, anda dapat menemukan bermanfaat ini ini dalam tujuan wagering anda. Anda harus mencoba untuk menggunakan satu beberapa waktu. Yang tahu, mungkin dalam jangka panjang anda dapat mengakibatkan sebagai milyarder.

CAN YOU SAY, "SCAMGATE?"...

really like this one. It reveals the true depths of the GOP's native intelligence and the span of their imagination. From Sherlock Google's Daily Kos diary:
...If you were a totally crooked neo-con former CIA financier Republican who hangs out with the corrupt Delay-Abramoff crowd, what would be the most unethical, diabolical way to funnel SO much money to the Republican Party and neo-con schemes that you could take back the government from the Democrats?
Easy!
With your corrupt Republican buddies, form a slew of your own brand-new Defense Companies, submit bids on things the Pentagon never even asked for to the Delay-Cunningham network and Bingo! -- those contributions to the GOP and K Street will flow in like never before...
You can give your new false front companies snazzy names like Perfect Wave Technologies and Pure Aqua Technologies and Acoustical Communication Systems. Of course, just because you have all this taxpayer money at your disposal, you're not obliged to advertise these companies with flashy websites -- in fact, lame-looking main pages (as you'll see by clicking on those links) are better suited for front companies, so as not to attract too much attention.
However, you might want to spend a little more on office space. After all, there's always the chance that someone who isn't a corrupt Republican will notice that Perfect Wave, Pure Aqua, and ACS can all be reached by fax at 858-848-0400. Pure Aqua's location is unlisted, but I'm guessing it's the same as Perfect Wave's and ACS's: 13970 Stowe Drive, Poway CA 92064.
How creative. How brilliant.

Apparently, the only lesson the GOP has learned since Watergate is to not get caught. You'd think they would have studied a little harder on how to not get caught. And you would be mistaken...

OXYMORON OF THE DAY: MILITARY INTELLIGENCE...

Now this is horseshit -- Eric Schmitt of the New York Times writes, "New Army Rules May Snarl Talks With McCain on Detainee Issue":
The Army has approved a new, classified set of interrogation methods that may complicate negotioations over legislation proposed by Senator John McCain to bar cruel and inhumane treatment of detainees in American custody, military officials said Tuesday.
...
The addendum provides dozens of examples and goes into exacting detail on what procedures may or may not be used, and it what circumstances. Army interrogators have never had a set of such specific guidelines that would help teach them how to walk right up to the line between legal and illegal interrogations.
Some military officials said the new guidelines could give the impression that the Army was pushing the limits on legal interrogation at the very moment when Mr. McCain, Republican of Arizona, is involved in intense three-way negotiations with the White House and the Bush administration to prohibit the cruel treatment of prisoners.
In a high-level meeting at the Pentagon on Tuesday, some Army and other Pentagon officials raised concerns that Mr. McCain would be furious at what could appear to be a back-door effort to circumvent his intentions.
"This is a stick in McCain's eye," one official said. "It goes right up to the edge. He's not going to be comfortable with this"... (#)
As I recall, McCain's bill passed in the Senate by a 90-9 margin. This bill requires that military interrogations be conducted in accordance with the Army field manual. The manual goes by the Geneva Conventions, which strongly oppose brutalizing prisoners of war. Bush & Co. have long insisted that detainees in the war against terrorism are not prisoners of war. That bit of illogic doesn't seem to be working anymore, so now people in the Defense Department are trying to amend the rules. This is a stick in the eye of everyone who sides with McCain when it comes to the question of torture. It is half willful tunnel vision, half juvenile mischief.
Let's just put aside the fact that torture doesn't work for a minute. What's up with this executive branch need to have sanctioned torture techniques in place, anyway? If we do not torture, then why are these negotiations occurring? Why did McCain's bill even have to be introduced?
What this also says is that our powers that be can't measure up to our own Army filed manual -- so they're pulling it down to their level. They're dumbing down their own standards in the hope that it'll make this problem go away. It worked (for a while) when they said captives in the war against terrorism weren't prisoners of war -- maybe it'll work a second time.
Or maybe not. Bush doesn't have the 70-plus-percent popular support he boasted of four years ago. Very few Americans had ever heard of Abu Ghraib back then. There was no talk of going to war with Iraq, never mind of fighting a losing battle against an insurgency there.
But like they say, "As above, so below": Bush made up his mind to "stay the course" in Iraq, and if he has his way, we're staying in Iraq. His stubbornness has spread to his subordinates and to other parts of the government. It's been decided that the "torture option" must remain available, so now like-stubborn-minded members of the government are working to legitimize it and assure its availability.
Gahddamn, aren't you glad the grown-ups are in charge?

TWO DOWN, THERE YOU GO...


From Josh White and Charles Babington of the Washpost, "House Supports Ban on Torture":
The House gave strong support yesterday to a measure that would ban torture and limit interrogation tactics in U.S. detention facilities, agreeing with Senators that Congress needs to set uniform guidelines for the treatment of prisoners in the war on terrorism.
On a 308 to 122 vote, members of the House supported specific language proposed by Sen. John McCain (R-Ariz) that would prohibit "cruel, inhuman, or degrading treatment or punishment" of anyone in the custody of the U.S. government. Though lopsided, the vote was largely symbolic and does not put the language into law.
The vote specifically instructed House negotiators to include McCain's language, word for word, in the fiscal 2006 defense appropriations bill, a decision that is not binding but carries significant political weight.
The House also supported a McCain provision that would require officials in any Defense Department detention facility to follow the interrogation standards in the Army's field manual on interrogations. That manual is currently being revised... (#)
I wrote yesterday that the field manual was being amended out of a combination of wounded vanity, stubbornness, and plain old immaturity. But I think Atrios hit it much closer to the mark: It's about normalizing S&M. Since the whips-and-chains crowd isn't any better at confronting inner demons than it is at practicing self-restraint, my guess is all 122 Housecreatures who voted for "cruel, inhuman, or degrading treatment" are Republicans. I'll have to check to be sure, though...

* * *
"OFF BY ONE" UPDATE: The final vote had 107 Republicans for banning cruel and inhuman treatment of prisoners of war, and 121 for limited use of it. So a slight majority of House Republicans would like to see S&M go a little more mainstream. On the Democratic side, they all opposed torture except one: Jim Marshall of Georgia (3rd district). There's one in every family, I guess...

TIps Cara Mengumpukan Uang Dari Judi Poker dan Domino



Poker adalah salah satu dari sedikit game di mana seorang pemain dihakimi pemenang berdasarkan berapa banyak uang yang telah dimenangkan, bukan oleh jumlah tangan yang mereka telah memenangkan. Sementara Poker sangat sebuah permainan memperoleh keterampilan dan tidak beruntung, ini tidak berarti bahwa sebuah pemula tidak dapat juga menjadi pemenang. Ini adalah apa yang membuat poker kartu yang populer seperti game judi poker.
Sebagai permulaan player, ada beberapa tips yang dapat diikuti untuk meningkatkan peluang Anda untuk memenangkan pada tabel. Misalnya, ia adalah sangat penting untuk mengetahui bila dan bila tidak untuk bertaruh. Yang dapat mempelajari beberapa muslihat permainan, mengamati cara pemain lainnya membuat bergerak dan di atas mereka semua, mengambil tanggung jawab untuk tindakan anda sendiri serta untuk bermain anda sendiri adalah keterampilan penting untuk belajar. Ia juga merupakan ide bagus untuk pemutar poker baru untuk menyimpan log, dari berbagai jenis, permainan dimainkan dan bagaimana mereka dilakukan.
Salah satu bagian yang paling menyenangkan bermain judi domino poker, sebagai pemula, adalah untuk mempelajari muslihat permainan. Ingatlah bahwa sebagai pemain baru, Anda mungkin tidak mengetahui sesuatu yang akan bodoh sebuah berpengalaman, tetapi anda dapat pemegang kartu tentunya menggunakan mereka terhadap sobat Anda pada Sabtu malam. Penting untuk dicatat bahwa atas menggunakan tip dan trik ini dapat dengan cepat menjadi sebuah kekurangan untuk game Anda. Trik di nice, tetapi harus hanya digunakan ketika mereka dapat membantu anda memenangkan dan tidak hanya karena mereka menyenangkan untuk melakukan dalam permainan.
Mungkin trik yang paling penting bahwa anda dapat pernah belajar ketika bermain poker, adalah untuk mengetahui bila untuk bertaruh dan bila untuk berpegang pada uang Anda. Saat menyetel kartu yang baik akan ditangani untuk anda, dan anda dapat menarik tergoda untuk taruhan yang lebih besar dari apa yang harus anda. Ia selalu bijaksana, setelah anda membuat sebuah lubang kecil taruhan, untuk duduk dan mengamati pemain saudaramu, coba untuk melihat apa yang telah mereka akan pada. Jika perlu, melipat, bahkan pada tangan yang baik. Jika anda tidak mengetahui bila untuk melipat, Anda tidak memenangkan sangat sering. Ia adalah penting, terutama untuk pemain baru untuk mempelajari saat untuk menghentikan upping panci; hanya karena anda “berpikir” dapat Anda menangkan. Lawan anda akan dengan senang hati uang Anda.
Pemerhatian pemain lainnya juga merupakan bagian penting untuk memenangkan pada permainan poker. Cara yang paling efektif untuk mempelajari bagaimana untuk memenangkan di poker adalah untuk mencari seseorang yang sangat besar pada permainan dan menonton apa yang mereka lakukan. Menonton fakta bahwa para veteran tidak menggunakan kantung mereka dari trik setiap tangan, bagaimana mereka taruhan dan yang tidak setiap kali gilirannya akan datang, mereka tunggu. Memperhatikan kenyataan bahwa ketika mereka merasa bahwa tangan mereka adalah memutar dingin, mereka berhenti bertaruh.
Untuk pemain yang lebih baru, penting untuk bertanggung jawab atas bagaimana mereka bermain. Ia adalah terlalu mudah dalam permainan ini untuk menyalahkan kerugian pada sebuah string dari 5-13). Cara berpikir ini akan mendapatkan anda ke dalam celaka lebih cepat daripada apa-apa yang lain. Bertanggung jawab, menyadari bahwa poker adalah game keahlian, bahwa anda mengontrol cara anda menggunakan atau tidak menggunakan kartu anda diberikan.
Cara yang besar untuk belajar untuk bertanggung jawab untuk memainkan adalah tetap grafik, atau log, bagaimana Anda sedang memainkan game Anda. Ini tidak harus apa-apa khayalan; anda adalah satu-satunya yang akan melihatnya. Namun, file log harus melacak para pemain, waktu dari permainan, uang yang terlibat dan apa yang anda pikirkan kekuatan anda atau kelemahan itu selama permainan khusus ini. Anda mencari cara untuk meningkatkan keahlian poker anda untuk di saat berikutnya Anda mematikan persegi terhadap lawan yang sama ini.

Friday, July 22, 2016

ONE WORLD OF PAIN AMONG MANY


I've been surfing the Web and reading about the crimes against humanity perpetrated in Fallujah, Darfur, and Bagram (among other places), but has anyone heard about this? From Human Rights Watch, "D. R. Congo: Tens of Thousands Raped, Few Prosecuted" (3/7):

In eastern Congo's conflict, government troops and rebel fighters have raped tens of thousands of women and girls, but fewer than a dozen perpetrators have been prosecuted by a judicial system in dire need of reform, Human Rights Watch said in a report released on the eve of International Women's Day.

The 52-page report, "Seeking Justice: The Prosecution of Sexual Violence in the Congo War," documents how the government of the Democratic Republic of Congo has taken insufficient steps to prosecute those responsible for wartime rape. Human Rights Watch called on the Congolese government and international donors, including the European Union, to take urgent steps to reform Congo's justice system

Despite the peace agreement and broad-based transition process in the D.R. Congo, which began in 2003, soldiers of the national army and armed groups continue to perpetrate sexual violence in the eastern provinces of North Kivu, South Kivu and Orientale. In 1998, armed conflict broke out among the Congolese government, several neighboring countries and various rebel factions. Since then, combatants on all sides have subjected tens of thousands of women and girls -- as well as a far smaller number of men and boys -- to sexual violence...

...

An increasing number of victims of sexual violence are demanding justice. "My husband does not want to live with me any more because I was raped by the Mai-Mai," said one woman who, along with 11 others in Shabunda, South Kivu, was gang-raped by combatants belonging to the Mai-Mai, a local Congolese armed group opposed to foreign occupation. "The perpetrators must be punished," she said... (#)

I wonder how many right-wingers who, reflexively turning away from similar crimes Americans are committing, would read something like this and be appalled at the savagery? Assuming, of course, they bother to give it a thought in the first place -- I don't read or hear much about what's been going on in Sudan, for instance, in the mainstream media.

Skin color probably plays a good-sized part of it (and our collective hypocrisy is obvious), but I think it goes deeper than that. There's an underlying indifference to human suffering that gives rise to personal acts like rape and general ones like war. And it spreads like a virus: The evil we do almost always lives on after us, starting with the immediate victims of our evil, who act in kind toward still others. Sometimes it all boils over in one place, and then the rest of us wonder how so much evil could be concentrated in one spot.

Until we're distracted again... togel singapura

Friday, July 15, 2016

IF IT'S BROKEN, BREAK IT SOME MORE...

One of the items in Bush's recent State of the Union address that went almost totally unnoticed is his creation of yet another federal bureaucracy: The Department of Corruption, Bribery, and Incompetence. The Onion has the details:
...The Scandal Secretary wil log all wiretaps and complaints of prisoner abuse, coordinate paid-propaganda efforts, eliminate redundant payoffs and bribes, oversee the appointment of unqualified political donors to head watchdog agencies, control all leaks and other high-level security breaches, and oversee the disappearance of Iraq reconstruction funds. He will also be responsible for issuing all official denials that laws have been broken.
"Many of the current scandals in Washington are crucial to the success of my priorities for the nation," Bush said. "The Department of Corruption will safeguard these important misdeeds.
White House Chief of Staff Andrew Card characterized the president's announcement as part of a larger effort to usher in a "new era of scandal management."
"The entire DCBI budget will come from private donors and investors, through an illegal slush fund," he said. "The money we'll save by eliminating redundancies and reducing scandal-related overhead will come back to citizens tenfold in the form of offshore corporate tax savings"...
Well, the current system just isn't working the way it used to. But Bush & Co's solution to everything -- keep adding red tape until the system doesn't work at all -- may have finally found the problem it was destined for. This could be Bush's true legacy: The Dems couldn't shut his presidency down, so he did it himself...
broke it here judi domino terpercaya

AND NOW, ANOTHER ONE OF THOSE MULTI-POST BOOK REVIEWS...

On March 26, 2001, a young Houston native with an MBA from the University of Texas, Brian Cruver, started working at the biggest and best corporation in his hometown. The opening price of Enron's stock that day was $61 even, its closing price was $61.48, and its trading volume was 4,112,900 shares. And Enron's future was looking brighter all the time. For an ambitious business grad like Cruver, this was a dream come true. His job description was "product development manager," his product was credit risk, and he and his team members worked to develop ways of selling credit risk derivatives to people looking for -- get this -- protection against third-party bankruptcies.

On March 26, 2002, Enron was a standing ruin, its stock opened and closed at twenty cents, its trading volume was a few million shares, Cruver hadn't sold a single credit risk derivative in several months (Enron was clinically dead, but irony was alive and kicking), and he figured he should shave soon. He was also mulling over whether to write a book about the most recent -- and the most physically, emotionally, and psychologically taxing -- year of his life.

But I'm getting ahead of myself. Let's start with Cruver's first day on the dream job:


...Like anyone from Houston and anyone who went to business school in Texas, I had always known that Enron was the ultimate launching pad for a business career. Highly respected, bitterly admired -- if you were craving the fast track, you dreamed of working at Enron. Everyone knew it, and everybody talked about it: the people of Enron were simply "the best and the brightest"... and now, I was finally one of them...
The excitemnet was mixed with a wave of relief. Finally, I would get instant respect from family, friends, business associates, and complete strangers. Finally I could just say "Enron" and not have to explain where I worked. Everyone would be impressed.
I had taken a couple of risks after B-school.
First I joined a small, babyish trading firm on the other side of downtown Houston. Even though the firm was owned by Shell, it simply couldn't compete (with Enron, that is) and quickly fell apart.
Then I wasted a year of my life creating www.startup-without-money.com. No explanation needed on that one.


(Unless you wonder why irony seems to follow this man around like a shadow...)

With Enron, I finally felt like my days of high risk were over. It was time to get back on track and reap steady rewards from the dues I had paid -- the time and money I put toward getting an M.B.A., the years of grinding away at Excel spreadsheets. Finally, I was ready to sprint down the path to my success. I had just hit the jackpot in the form of a safe, secure job at the seventh biggest company in America...


Back then, Enron was hiring people at an astonishingly fast rate. So fast, in fact, that it had its own New Employee Waiting Area. Cruver and some forty other people were hired on the same day. He would later learn that mass hirings were typical at Enron -- as well as mass firings. (This is not to be confused with the very mass layoffs that would come in November. These firings were peer-reviewed, and all Enron employees were required to participate in the process. Not kidding. More on that later in this series...) He would learn lots of strange things about his new company during his brief stay. In the meantime, Cruver was simply, and happily, overwhelmed.
The group's orientation would last eight long hours. During their lunch break, Cruver's new boss, Greg McLainey, came down from the trading room to talk with him. McLainey was also the man who'd hired him for the credit risk management position. For that reason, he had something to say... 


McLAINEY: "There's something I need to tell you about. I'm telling you because I don't want you to be caught off guard."
ME: "All right."
McLAINEY: "There was a slight mix-up in the hiring process."
ME (frozen stare): "This is a joke, right?"
McLAINEY: "No."
ME: "Uhhh..."
McLAINEY: "It's no big deal. We're going to keep you. I just wanted you to know because some people aren't really happy that you're here. I want you prepared because they'll probably say something to you."
ME: "Are you telling me you didn't want to hire me?"
McLAINEY: "No, I wanted to hire you. It's just that the group really hadn't agreed to hire you.
ME: "Interesting."
McLAINEY: "Just think of it like you're adopted."
At that moment I heard a "pop" -- the sound of my bubble bursting. I was thinking that April Fool's Day was not for another week...
...
The rest of the afternoon was a blur; I could think about nothing but my conversation with McLainey. When the time came to head upstairs to my new desk and my new career at Enron, I had a whole new type of energy. It wasn't the "I made it" energy from before, but more of an "I'm pissed" energy. All I could do was bite my tongue and act professional.
One of the best business skills I have is the ability to hide my emotions and what I am really thinking. So when I finally met with the people in my group, I was able to smile and say "Hello," "Hi," and "Nice to meet you" -- while in my head I was greeting them with "Bite me"...
At least Cruver wasn't the only one at Enron with those "skills."

He's a trooper, though. His first rule for conquering corporate America is, "You can't go home until everyone else above you in the organization has gone home." On day one, he stayed until everyone except the head of his group, one Doug Waterston, had left. No cigar, but close -- and a sure-fire way for a new kid to win many a brownie point.

Still, while his first day had been disappointing, as he headed off to his car, Cruver decided that it didn't really matter. Enron was, plain and simple, a way cool place to be a part of. In addition to Enron being the seventh largest corporation in America, lavishing its employees with fat salaries and year-end bonuses, and matching fifty percent of every dollaran employee put into his 401(k) (which I interpret as a red flag -- where in the hell would that much free money possibly come from?), there were... the Star Wars motifs...

Enron was the Dark Side of the Empire, the dominant force in the energy universe, taking control of everything in its path, relentlessly gobbling up other companies and assets. The Dark Side could manipulate anything -- from politicians, to suppliers, to regulators, to entire commodity markets. Other companies were simply helpless against the sheer size and strength of Enron's wicked force.
Chief Executive Officer Jeff Skilling was known as Darth Vader, a master of the energy universe who had the ability to control people's minds. He was at the peak of his strength, and he intimidated everyone. He had been lured over to the Dark Side from McKinsey & Company in 1990.
Chairman Ken Lay, a bit past his prime, was the Emperor. He had trained Skilling, and was now unleashing him on the rest of the energy industry as part of a master plan. Lay had built the Empire to its current strength. Now Skilling was running the place, but the Emperor was still the boss.
Enron headquarters in Houston was the Death Star. All of Enron's competitors were lined up and down Smith Street, watching helplessly as the Death Star grew, and grew, and grew. Their only hope was to destroy it while it was still under construction.
The Star Wars theme was actually well received by people inside Enron. They didn't really mind being the bad guy, as long as it meant they were all-powerful and dominant. I didn't mind joining the Dark Side either -- after all, the Emprie offered great pay and excellent benefits...


For a while.

* * *


Tomorrow: Cruver's second rule for conquering corporate America, and how Enron became the Dark Side...

Thursday, June 16, 2016

OFFLINE GAMBLING...For richer or poorer

                                           

Gambling is very popular, from way back when, and more so today.  It is a scam itself.  In fact the oldest form known.  Not only a scam, but very deceptive.  Statistics show that about six percent of adults that are involved in gambling are severely addicted to such a "past time" as they call it. People who are hooked on gambling have the urge to bet on almost anything.  From horses, cards, and the casino. The number doesn't end there.  It continues to expand.  

Casino scams are everywhere.  High payouts and promising winnings are put up in huge slogans thereby attracting people who want to earn money the fast, easy and enjoyable way.  A fact is gamblers waste a lot of their time, in the hope of winning.  So they don't give up easily.

Studies show that gambling problems can easily occur in individuals with no self control.  It is necessary for one to identify if he has problems, so it can be identified and acted upon promptly.

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Here are some questions one should ask to detect if there is a problem:

* After gambling, when you lose money, be it a small or a large amount, do regret it, or feel resentment?

* When you win, do you have a strong desire to win more, therefore you want to go back?

* When you lose, do you feel a need to go back very soon?

* Do you spend a lot of time gambling, usually longer than what you planned?

*If you have problems, do you gamble to forget them?

* Are you spending more time gambling than with work?

*Do you not stop until your very last dollar is taken up?

*Do arguments take place between you and your family as a result of your need to gamble?

*To finance your gambling, do you borrow money from friends or associates?

Gambling addiction can be destructive.  Family, friends and your reputation are at risk.  It is a condition often times ignored.  There are escape gamblers that affect seventy five percent of women from their thirties and up.  Usually the reasons for gambling is to escape from the emotional pain that they are in, being bored, lonely, depressed or that they make gambling their hobby or past time.  These types of addiction can be cured in three to six months.

The action gambler is much more difficult to deal.  Most are men, where gambling for them creates ecstasy like a drug addition.  This is much harder to cure, since the individual will deny the fact, when confronted.  They will typically not stop until left with nothing, financially.

As gambling creates a lot of scams, it is a fact that still more and more are drawn to it.  The primary reason is to win a huge amount of money.  But then comes in the most lethal of reasons -- that of feeling a certain euphoria.  Scams or no scams, an individual still continues to gamble and is a reason why offline gambling still thrives today.

The Untapped Benefits of Gambling



Some people cringe at the thought of being labeled as a gambler since the stigma would forever hound them. People have different reasons as to why they gamble. Some gamble to forget their problems, others for fun, or to while away the time, those who play seriously and those who are addicted to it.

But all is not negative when it comes to gambling as there are untapped benefits of gambling which cannot be seen within the walls of the casino, or the race track, or in the bingo social hall.

Employment

In Las Vegas, a whopping 60 percent of the employment ratio is attributed to the presence of casinos. Imagine what would happen to Las Vegas if all the casinos suddenly stopped operating.

Entertainment

Self-discipline is the key. Gambling is for entertainment, as it was intended to be. Others just couldn't handle a loss and always kept right on thinking that the next card would be the one to salvage all that has been lost. But it never does. And these types of gamblers only comprise one-fourth of the gambling population who cannot gamble responsibly.

Imagine the other 75 percent who responsibly gamble. These are the people who find the entertainment value of gambling and they are never blinded by the illusion that hitting it big time just once is the key to financial freedom.

It is sad that only a small percentage of the gambling population gets the bad rap of how gambling can be so destructive. Families, friends, properties, jobs, crimes and deception permeate the destruction brought about by gambling but it is still a small portion of the gambling population.

Charity Work

Winnings from gambling activities have contributed in providing the needed financial support of worthy causes. They use gambling activities such as bingos or lotteries with a percentage of the jackpot winnings tied with charity institutions.

Some celebrities even show their prowess in card games like poker to provide entertainment for the viewers and winnings for the charity institution they represent.

Health benefit

Studies have been found that retirees 65 years old and above who gamble have less health issues such as depression, alcoholism and bankruptcy as they find gambling to be therapeutic as it exercises their mind and keep them alert.

The study was not conclusive, however, because retiree gamblers are the recreational gamblers who find the entertainment value of gambling. They are healthier because they are healthy to begin with and not because they gamble.

In the end, it is not the gambling act itself that makes it beneficial or harmful to the individual. It is the decision of the individual if gambling would rule him or he would rule his gambling habit.
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Tuesday, January 19, 2016

10 Tips For Better Fuel Efficiency for your Car

With Singapore petrol prices having dropped to a low since 2009 (Straits Times, Jan 13th 2015), motorists have something positive to cheer about. If you still have a mini heart attack every time you see your petrol bill, here are 10 tips to manage your car’s fuel! 

1. Put The ‘RIGHT’ Foot Down
It’s all about keeping a light right foot, aka the acceleration pedal. Control your acceleration, refrain from spending energy on resisting drag or making sudden/rapid brakes. Whether it’s accelerating slowly (therefore not jumpstarting) or starting fast to rise to a comfortable cruising speed (and making it constant); by maintaining a smooth ride, your car consumes lesser petrol.
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2. Need For Speed
With acceleration, comes speedily aggressive driving which makes your car’s fuel consumption go into overdrive. The drag increases, tyre friction happens and your engine needs more fuel to compensate. It’s boring to drive slowly­ – the drivers behind may not appreciate it as well­ but you save on petrol and avoid a ticket. Just don’t crawl to a stop at morning peak hour lah!
3. Just Get The Usual Fuel
High level octane or ‘premium’ fuel is often touted as giving a boost to your car’s regular engine. In actual fact, most engines of cars on the road are not built to extract the full potential of high octane fuel. Unless your car has a turbo charge that can process the premium fuel, stick to the regular cheap stuff. 92 or ’95 octane fuel is enough to keep your car’s engine running well and safe from pinging/knockback.
4. The Space Between
Leave some space between you and the car in front and you create a little breathing space to plan your driving, anticipate traffic change and be more aware of the road.This could be hard to do in traffic congested rush hour, but remember no one likes a tailgater!
5. What’s The Plan?
We use our cars almost everyday for work, leisure or making supermarket runs. Use one trip to clear errands instead of driving constant short term distances! By planning in advance, you can save loads of fuel such as driving to NTUC after dropping off your kids at tuition, take a detour route when there’s a traffic jam etc. With everyone having a smartphone, its easy to dive into route planning and checking roads with a driving app!
6. Maintain… Must Maintain
Your car’s fuel consumption is dependent on a well maintained engine. Make friends with the service workshop and bring your car for regular visits! Change the oil, unclog filters and fix all faulty parts. According to drivingfast.net, clean parts help burn fuel efficiently and allow more power to be extracted!
7. An Idle Engine Is A Hungry Engine
The rule of thumb most drivers should stand by: shut down the engine if you’re waiting in the car for a minute or less. Leaving it on burns unnecessary fuel. Not recommended if you’re in the middle of crawling traffic, unless your car has a fast start up!
8. Spring Clean
If the car boot starts to resemble your storeroom, it’s time to do some spring cleaning. A weight reduction easily leads to less energy needed to run the car.
9. No Air­Con, Just The Natural Breeze
There are tips ranging from only winding down the backseat windows to diagonally alternate windows for good air flow. Keep the windows minimally 3/4 up to prevent air drag. If the weather’s good and you’re not sandwiched between exhaust belching lorries and honking cars , this tip can hold some weight. But the tradeoff of having your interior getting exposed to grime may not be worth it.
10. Hypermiling: Going The Extra Mile
All the above tips come down to Hypermiling­ the art of modifying driving habits and techniques to drive economically and efficiently. Some drivers have taken to applying strict hypermiling in their everyday driving to cut back on costs. Other suggestions include managing tire pressure and fuel additives – hypermiling.co.uk and ecomodder.com are just two of many sites that offer tips!
Ultimately, hardware and fuel calculators can only do so much. As boring as it is, one of the quickest ways to lower FC is to change driving habits. The ideas may be hard to put to practice but rewarding in the long run safety and cost wise. The next time you get behind the wheel, why not try out some of the tips? Happy Safe driving!
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